
Our Mission:
28 Insurance was founded on the core principals of integrity, hard work, dedication, client service focus and teamwork. These words drive our passion. We thrive on being the most resourceful insurance consulting firm in the industry with the creativity and assertiveness of finding the right resources, strategies and solutions for our clients. Our team culture is what sets us apart. We value our team members and empower them to maximize their true potential which in turn creates the best outcomes for our clients.
Executive Team

Mark Karlie
President & Partner – Employee Benefits
Mark Karlie is the President, Founding Partner, and Owner of 28 Insurance, bringing over 24 years of expertise in the employee benefits and insurance industry. With a strong background in Business Finance, Mark has consulted with prominent employers, casinos, and municipalities across the United States, reshaping the way organizations approach their employee benefit programs. His mission is to challenge the status quo of the health insurance industry, driving innovation and disrupting the marketplace with forward-thinking solutions.
A recognized leader in the industry, Mark is a professional member of ProVisors, an exclusive network of top-tier advisors serving the Los Angeles business community. This elite group includes insurance professionals, CPAs, attorneys, HR consultants, and bankers, providing employers with direct access to the most trusted and innovative advisors in the industry.
Mark earned his degree in Business Finance from Fresno State and continues to lead 28 Insurance in delivering cutting-edge strategies and nationwide solutions that empower businesses to optimize their employee benefits programs.

Casey Kolb
Vice President & Partner – Workers’ Compensation
Casey Kolb is the Vice President of Workers’ Compensation and a Founding Partner of 28 Insurance, bringing over 15 years of expertise in commercial insurance and property & casualty sales. Specializing in workers’ compensation solutions, Casey consults with businesses of all sizes across industries, helping them strengthen, protect, and simplify their insurance programs. His strategic approach ensures that clients receive tailored risk management solutions that enhance operational efficiency and financial security.
Casey holds the Professional Workers’ Compensation Advisor (PWCA) designation, demonstrating his deep expertise in navigating the complexities of workers’ compensation policies and compliance. He is also an active member of SRBX (Sacramento Regional Builders Exchange), further solidifying his industry presence among leading construction and business professionals.
Additionally, Casey is a professional member of ProVisors, an exclusive network of top-tier advisors in the Sacramento business community. This elite group connects employers with the most innovative and trusted professionals across industries, including insurance, finance, law, and HR consulting.
Casey’s leadership and industry expertise play a vital role in driving 28 Insurance’s success, ensuring businesses across the country have access to comprehensive and forward-thinking insurance solutions.