Employee Benefits Risk Analysis
At 28 Insurance, our Employee Benefits Risk Analysis is a strategic, data-driven assessment designed to ensure employers optimize their healthcare programs while minimizing financial and compliance risks. Our process empowers businesses to pay the lowest possible health insurance premiums, secure better health renewals, mitigate unnecessary business risks, and regain control from insurance carriers.
This in-depth evaluation extends beyond cost savings—it is a holistic risk assessment covering key areas such as human resources, ACA/ERISA compliance, and alternative healthcare financing strategies. A core component of this analysis is our exclusive Employee Benefits Captive, the largest in the United States, which has helped numerous large employers revolutionize how healthcare is purchased and financed for their workforce.
With access to all major health and ancillary insurance carriers, we offer expert guidance on fully insured, self-insured, and captive programs, providing businesses with tailored, strategic solutions that drive long-term cost containment and sustainability.